West Virginia

State of West Virginia Offices of the Insurance Commissioner

West Virginia Lottery Building
900 Pennsylvania Avenue
Charleston, WV 25302

(304) 558-0610

https://www.wvinsurance.gov/

West Virginia Life Insurance Examination
94 Questions – 2 hours
Passing score: 70%

PERCENT OF EXAM
GENERAL KNOWLEDGE:
Completing the Application, Underwriting, and Delivering the Policy15%
Types of Life Policies15%
Life Policy Provisions, Options, and Riders24%
Taxes, Retirement and Other Insurance Concepts10%
STATE LAW:
West Virginia Laws, Rules and Regulations Common to All Lines27%
West Virginia Laws, Rules and Regulations Pertinent to Life Only9%

West Virginia Accident and Health Examination
96 Questions – 2 hours
Passing Score: 70%

PERCENT OF EXAM
General Insurance
Field Underwriting Procedures11%
Types of Health Policies18%
Health Policy Provisions, Clauses and Riders25%
Social Insurance4%
Other Health Insurance Concepts5%
STATE LAW:
West Virginia Laws, Rules and Regulations Common to All Lines26%
West Virginia Laws, Rules and Regulations for Accident and Sickness Only5%

West Virginia Property Insurance Examination
95 Questions – 2 hours
Passing Score: 70%

PERCENT OF EXAM
GENERAL KNOWLEDGE:
Insurance Terms and Related Concepts18%
Policy Provisions and Contract Law14%
Types of Policies31%
STATE LAW:
West Virginia Laws, Rules and Regulations Pertinent to Property Insurance37%

West Virginia Casualty Insurance Examination
95 Questions – 2 hours
Passing Score: 70%

PERCENT OF EXAM
GENERAL KNOWLEDGE:
Insurance Terms and Related Concepts19%
Policy Provisions15%
Types of Policies, Bonds, and Related Terms29%
STATE LAW:
West Virginia Laws, Rules and Regulations Pertinent to Casualty Insurance37%

West Virginia Property & Casualty Examination
168 Questions – 3.5 hours
Passing Score: 70%

PERCENT OF EXAM
GENERAL KNOWLEDGE:
Insurance Terms and Related Concepts20%
Policy Provisions and Contract Law16%
Types of Property Policies18%
Types of Casualty Policies, Bonds, and Related Terms18%
STATE LAW:
West Virginia Laws, Rules and Regulations for Property and Casualty28%

West Virginia Personal Lines Insurance Examination
124 Questions – 2.5 hours
Passing Score: 70%

PERCENT OF EXAM
GENERAL KNOWLEDGE:
Insurance Terms and Related Concepts25%
Policy Provisions21%
Types of Property Policies9%
Types of Casualty Policies11%
STATE LAW:
West Virginia Laws, Rules and Recognition Pertinent to Personal Lines Insurance34%