State of West Virginia Offices of the Insurance Commissioner
West Virginia Lottery Building
900 Pennsylvania Avenue
Charleston, WV 25302
(304) 558-0610
West Virginia Life Insurance Examination
94 Questions – 2 hours
Passing score: 70%
| PERCENT OF EXAM | |
|---|---|
| GENERAL KNOWLEDGE: | |
| Completing the Application, Underwriting, and Delivering the Policy | 15% |
| Types of Life Policies | 15% |
| Life Policy Provisions, Options, and Riders | 24% |
| Taxes, Retirement and Other Insurance Concepts | 10% |
| STATE LAW: | |
| West Virginia Laws, Rules and Regulations Common to All Lines | 27% |
| West Virginia Laws, Rules and Regulations Pertinent to Life Only | 9% |
West Virginia Accident and Health Examination
96 Questions – 2 hours Passing Score: 70%
| PERCENT OF EXAM | |
|---|---|
| General Insurance | |
| Field Underwriting Procedures | 11% |
| Types of Health Policies | 18% |
| Health Policy Provisions, Clauses and Riders | 25% |
| Social Insurance | 4% |
| Other Health Insurance Concepts | 5% |
| STATE LAW: | |
| West Virginia Laws, Rules and Regulations Common to All Lines | 26% |
| West Virginia Laws, Rules and Regulations for Accident and Sickness Only | 5% |
West Virginia Property Insurance Examination
95 Questions – 2 hours
Passing Score: 70%
| PERCENT OF EXAM | |
|---|---|
| GENERAL KNOWLEDGE: | |
| Insurance Terms and Related Concepts | 18% |
| Policy Provisions and Contract Law | 14% |
| Types of Policies | 31% |
| STATE LAW: | |
| West Virginia Laws, Rules and Regulations Pertinent to Property Insurance | 37% |
West Virginia Casualty Insurance Examination
95 Questions – 2 hours
Passing Score: 70%
| PERCENT OF EXAM | |
|---|---|
| GENERAL KNOWLEDGE: | |
| Insurance Terms and Related Concepts | 19% |
| Policy Provisions | 15% |
| Types of Policies, Bonds, and Related Terms | 29% |
| STATE LAW: | |
| West Virginia Laws, Rules and Regulations Pertinent to Casualty Insurance | 37% |
West Virginia Property & Casualty Examination
168 Questions – 3.5 hours
Passing Score: 70%
| PERCENT OF EXAM | |
|---|---|
| GENERAL KNOWLEDGE: | |
| Insurance Terms and Related Concepts | 20% |
| Policy Provisions and Contract Law | 16% |
| Types of Property Policies | 18% |
| Types of Casualty Policies, Bonds, and Related Terms | 18% |
| STATE LAW: | |
| West Virginia Laws, Rules and Regulations for Property and Casualty | 28% |
West Virginia Personal Lines Insurance Examination
124 Questions – 2.5 hours Passing Score: 70%
| PERCENT OF EXAM | |
|---|---|
| GENERAL KNOWLEDGE: | |
| Insurance Terms and Related Concepts | 25% |
| Policy Provisions | 21% |
| Types of Property Policies | 9% |
| Types of Casualty Policies | 11% |
| STATE LAW: | |
| West Virginia Laws, Rules and Recognition Pertinent to Personal Lines Insurance | 34% |