South Dakota

South Dakota Division of Insurance
Department of Labor and Regulation

124 S Euclid Ave, 2nd Floor
Pierre, SD 57501
Phone (605) 773-3563
Website www.dir.sd.gov/insurance

South Dakota Life Insurance Agent Examination
90 Questions (75 scored, 15 pretest)
Time limit: 2 hours
Passing score: 70%

PERCENTAGE OF EXAM
General Knowledge:
Completing the Application, Underwriting, and Delivering the Policy16%
Types of Life Policies16%
Policy Provisions, Riders, Options, and Exclusions24%
Taxes, Retirement, and Other Insurance Concepts11%
State Law:
South Dakota Statutes and Rules Common to All Lines23%
South Dakota Statutes and Rules Pertinent to Life Insurance Only10%

South Dakota Accident and Health or Sickness Insurance Examination
90 Total Questions (75 scored, 15 pretest)
Time limit: 2 hours
Passing score: 70%

PERCENTAGE OF EXAM
General Knowledge:
Field Underwriting Procedures12%
Types of Health Policies18%
Policy Provisions, Clauses and Riders27%
Social Insurance4%
Other Health Insurance Concepts5%
Types of Health Policies11%
State Law:
South Dakota Statutes and Rules Common to All Lines11%
South Dakota Statutes, Rules and Regulations Pertinent to Sickness and Accident Only23%

South Dakota Life and Accident & Health Insurance Examination
145 Total Questions (130 scored, 15 pretest)
Time limit: 2.5 hours
Passing score: 70%

PERCENTAGE OF EXAM
General Knowledge:
Completing the Application, Underwriting, and Delivering the Policy9%
Types of Life Policies9%
Life Insurance Policy Provisions, Options and Riders14%
Taxes, Retirement, and Other Insurance Concepts6%
Field Underwriting Procedures7%
Types of Health Policies11%
Health Policy Provisions, Clauses, and Riders15%
Social Insurance2%
Other Health Insurance Concepts3%
State Law:
South Dakota Statutes and Rules Common to All Lines7%
South Dakota Statutes and Rules Pertinent to Life Only6%
South Dakota Statutes and Rules Pertinent to Health Insurance Only11%

South Dakota Property Insurance Examination
90 Total Questions (75 scored; 15 pretest)
Time limit: 2 hours
Passing score: 70%

PERCENTAGE OF EXAM
General Knowledge:
Insurance Terms and Related Concepts19%
Policy Provisions and Contract Law15%
Types of Policies33%
State Law:
South Dakota Statutes, Rules and Regulations Common to All Lines22%
South Dakota Statutes, Rules and Regulations for Property Only11%

South Dakota Casualty Insurance Examination
90 Total Questions (75 scored; 15 pretest)
Time limit: 2 hours
Passing score: 70%

PERCENTAGE OF EXAM
General Knowledge:
Insurance Terms and Related Concepts19%
Policy Provisions and Contract Law15%
Types of Policies, Bonds, and Related Terms33%
State Law:
South Dakota Statutes, Rules and Regulations Common to All Lines22%
South Dakota Statutes, Rules and Regulations for Property Only11%

South Dakota Property and Casualty Insurance Examination
145 Total Questions (130 scored; 15 pretest)
Time limit: 2.5 hours
Passing score: 70%

PERCENTAGE OF EXAM
General Knowledge:
Insurance Terms and Related Concepts22%
Policy Provisions and Contract Law17%
Types of Property Policies19%
Types of Casualty Policies, Bonds, and Related Terms19%
State Law:
South Dakota Statutes, Rules and Regulations Common to All Lines14%
South Dakota Statutes, Rules and Regulations for Property and Casualty Insurance9%

South Dakota Personal Lines Insurance Examination
111 Total Questions (100 scored; 11 pretest)
Time limit: 2 hours
Passing score: 70%

PERCENT OF EXAM
General Knowledge:
Insurance Terms and Related Concepts28%
Policy Provisions and Contract Law24%
Types of Property Policies10%
Types of Casualty Policies13%
State Law:
South Dakota Statutes, Rules and Regulations Common to All Lines17%
South Dakota Statutes, Rules and Regulations for Personal Lines Insurance8%