South Dakota Division of Insurance
Department of Labor and Regulation
124 S Euclid Ave, 2nd Floor
Pierre, SD 57501
Phone (605) 773-3563
Website www.dir.sd.gov/insurance
South Dakota Life Insurance Agent Examination
90 Questions (75 scored, 15 pretest)
Time limit: 2 hours
Passing score: 70%
| PERCENTAGE OF EXAM | |
|---|---|
| General Knowledge: | |
| Completing the Application, Underwriting, and Delivering the Policy | 16% |
| Types of Life Policies | 16% |
| Policy Provisions, Riders, Options, and Exclusions | 24% |
| Taxes, Retirement, and Other Insurance Concepts | 11% |
| State Law: | |
| South Dakota Statutes and Rules Common to All Lines | 23% |
| South Dakota Statutes and Rules Pertinent to Life Insurance Only | 10% |
South Dakota Accident and Health or Sickness Insurance Examination
90 Total Questions (75 scored, 15 pretest)
Time limit: 2 hours
Passing score: 70%
| PERCENTAGE OF EXAM | |
|---|---|
| General Knowledge: | |
| Field Underwriting Procedures | 12% |
| Types of Health Policies | 18% |
| Policy Provisions, Clauses and Riders | 27% |
| Social Insurance | 4% |
| Other Health Insurance Concepts | 5% |
| Types of Health Policies | 11% |
| State Law: | |
| South Dakota Statutes and Rules Common to All Lines | 11% |
| South Dakota Statutes, Rules and Regulations Pertinent to Sickness and Accident Only | 23% |
South Dakota Life and Accident & Health Insurance Examination
145 Total Questions (130 scored, 15 pretest)
Time limit: 2.5 hours
Passing score: 70%
| PERCENTAGE OF EXAM | |
|---|---|
| General Knowledge: | |
| Completing the Application, Underwriting, and Delivering the Policy | 9% |
| Types of Life Policies | 9% |
| Life Insurance Policy Provisions, Options and Riders | 14% |
| Taxes, Retirement, and Other Insurance Concepts | 6% |
| Field Underwriting Procedures | 7% |
| Types of Health Policies | 11% |
| Health Policy Provisions, Clauses, and Riders | 15% |
| Social Insurance | 2% |
| Other Health Insurance Concepts | 3% |
| State Law: | |
| South Dakota Statutes and Rules Common to All Lines | 7% |
| South Dakota Statutes and Rules Pertinent to Life Only | 6% |
| South Dakota Statutes and Rules Pertinent to Health Insurance Only | 11% |
South Dakota Property Insurance Examination
90 Total Questions (75 scored; 15 pretest)
Time limit: 2 hours
Passing score: 70%
| PERCENTAGE OF EXAM | |
|---|---|
| General Knowledge: | |
| Insurance Terms and Related Concepts | 19% |
| Policy Provisions and Contract Law | 15% |
| Types of Policies | 33% |
| State Law: | |
| South Dakota Statutes, Rules and Regulations Common to All Lines | 22% |
| South Dakota Statutes, Rules and Regulations for Property Only | 11% |
South Dakota Casualty Insurance Examination
90 Total Questions (75 scored; 15 pretest)
Time limit: 2 hours
Passing score: 70%
| PERCENTAGE OF EXAM | |
|---|---|
| General Knowledge: | |
| Insurance Terms and Related Concepts | 19% |
| Policy Provisions and Contract Law | 15% |
| Types of Policies, Bonds, and Related Terms | 33% |
| State Law: | |
| South Dakota Statutes, Rules and Regulations Common to All Lines | 22% |
| South Dakota Statutes, Rules and Regulations for Property Only | 11% |
South Dakota Property and Casualty Insurance Examination
145 Total Questions (130 scored; 15 pretest)
Time limit: 2.5 hours
Passing score: 70%
| PERCENTAGE OF EXAM | |
|---|---|
| General Knowledge: | |
| Insurance Terms and Related Concepts | 22% |
| Policy Provisions and Contract Law | 17% |
| Types of Property Policies | 19% |
| Types of Casualty Policies, Bonds, and Related Terms | 19% |
| State Law: | |
| South Dakota Statutes, Rules and Regulations Common to All Lines | 14% |
| South Dakota Statutes, Rules and Regulations for Property and Casualty Insurance | 9% |
South Dakota Personal Lines Insurance Examination
111 Total Questions (100 scored; 11 pretest)
Time limit: 2 hours
Passing score: 70%
| PERCENT OF EXAM | |
|---|---|
| General Knowledge: | |
| Insurance Terms and Related Concepts | 28% |
| Policy Provisions and Contract Law | 24% |
| Types of Property Policies | 10% |
| Types of Casualty Policies | 13% |
| State Law: | |
| South Dakota Statutes, Rules and Regulations Common to All Lines | 17% |
| South Dakota Statutes, Rules and Regulations for Personal Lines Insurance | 8% |