North Dakota Insurance Department
600 East Boulevard Ave.
Bismarck, ND 58505-0320
Phone: (701) 328-2440
Fax: (701) 328-4880
Website www.nd.gov/ndins
Email: ndlicensing@nd.gov
North Dakota Life Insurance and Annuity Examination
110 Questions (100 scored, 10 pretest)
Time limit: 120 Minutes
Passing score: 70%
General Knowledge: General Insurance 9%
Life Insurance Basics 11%
Life Insurance Policies 10%
Life Insurance Policy Provisions, Options, and Riders 10%
Annuities 9%
Life Insurance Policy Provisions, Options, and Riders 10%
Qualified Plans 5%
Federal Tax Considerations for Life Insurance and Annuities 6%
State Law: Insurance Regulation 12%
North Dakota Laws and Regulations Pertaining to Life Insurance and Annuities 28%
North Dakota Accident and Health or Sickness Insurance Examination
110 Total Questions (100 scored, 10 pretest)
Time limit: 120 Minutes
Passing score: 70%
General Knowledge: General Insurance 9%
Health Insurance Basics 8%
Individual Health Insurance Policy General Provisions 7%
Disability Income and Related Insurance 6%
Medical Plans 6%
Group Health Insurance 6%
Dental Insurance 2%
Insurance for Senior Citizens and Special Needs Individuals 10%
Federal Tax Considerations for Health Insurance 6%
State Law: Insurance Regulation 10%
North Dakota Laws and Regulations Pertaining to Accident and Health Insurance 30%
North Dakota Property Insurance Examination
110 Total Questions (100 scored; 110 pretest)
Time limit: 125 Minutes
Passing score: 70%
General Knowledge: General Insurance 6%
Property Insurance Basics 12%
Dwelling Policy 5%
Homeowners Policy – Section I 13%
Commercial Package Policy (CPP) 9%
Businessowners Policy – Property 10%
Other Coverages and Options 5%
State Law: Insurance Regulations 14%
North Dakota Laws and Regulations Pertaining to Property Insurance 26%
North Dakota Casualty Insurance Examination
110 Total Questions (100 scored; 10 pretest)
Time limit: 120 Minutes
Passing score: 70%
General Knowledge: General Insurance 6%
Casualty Insurance Basics 9%
Homeowners Policy – Section II 10%
Auto Insurance 15%
Commercial Package Policy (CPP) 6%
Businessowners Policy -Liability 9%
Other Coverages and Options 5%
State Law: Insurance Regulation 10%
North Dakota Laws and Regulations Pertaining to Casualty Insurance 30%