North Dakota Insurance Department
600 East Boulevard Ave.
Bismarck, ND 58505-0320
Phone: (701) 328-2440
Fax: (701) 328-4880
Website www.nd.gov/ndins
Email: ndlicensing@nd.gov

North Dakota Life Insurance and Annuity Examination
110 Questions (100 scored, 10 pretest)
Time limit: 120 Minutes
Passing score: 70%

General Knowledge: General Insurance 9%

Life Insurance Basics 11%

Life Insurance Policies 10%

Life Insurance Policy Provisions, Options, and Riders 10%

Annuities 9%

Life Insurance Policy Provisions, Options, and Riders 10%

Qualified Plans 5%

Federal Tax Considerations for Life Insurance and Annuities 6%

State Law: Insurance Regulation 12%

North Dakota Laws and Regulations Pertaining to Life Insurance and Annuities 28%

North Dakota Accident and Health or Sickness Insurance Examination
110 Total Questions (100 scored, 10 pretest)
Time limit: 120 Minutes
Passing score: 70%

General Knowledge: General Insurance 9%

Health Insurance Basics 8%

Individual Health Insurance Policy General Provisions 7%

Disability Income and Related Insurance 6%

Medical Plans 6%

Group Health Insurance 6%

Dental Insurance 2%

Insurance for Senior Citizens and Special Needs Individuals 10%

Federal Tax Considerations for Health Insurance 6%

State Law: Insurance Regulation 10%

North Dakota Laws and Regulations Pertaining to Accident and Health Insurance 30%

North Dakota Property Insurance Examination
110 Total Questions (100 scored; 110 pretest)
Time limit: 125 Minutes
Passing score: 70%

General Knowledge: General Insurance 6%

Property Insurance Basics 12%

Dwelling Policy 5%

Homeowners Policy – Section I 13%

Commercial Package Policy (CPP) 9%

Businessowners Policy – Property 10%

Other Coverages and Options 5%

State Law: Insurance Regulations 14%

North Dakota Laws and Regulations Pertaining to Property Insurance 26%

North Dakota Casualty Insurance Examination
110 Total Questions (100 scored; 10 pretest)
Time limit: 120 Minutes
Passing score: 70%

General Knowledge: General Insurance 6%

Casualty Insurance Basics 9%

Homeowners Policy – Section II 10%

Auto Insurance 15%

Commercial Package Policy (CPP) 6%

Businessowners Policy -Liability 9%

Other Coverages and Options 5%

State Law: Insurance Regulation 10%

North Dakota Laws and Regulations Pertaining to Casualty Insurance 30%