Minnesota

Minnesota Department of Commerce
Division of Insurance

85 7th Place E, Suite 500
St. Paul, MN 55101-2198
Phone: 651-539-1599
Email: Licensing.Commerce@state.mn.us
Web: mn.gov/commerce

Minnesota Life Insurance
90 Questions (75 scored, 15 pretest)
Time limit: 2 hours
Passing score: 70%

PERCENTAGE OF EXAM
GENERAL KNOWLEDGE
Completing the Application, Underwriting, and Delivering the Policy16%
Types of Life Policies16%
Life Policy Provisions, Riders, Options and Exclusions24%
Taxes, Retirement, and Other Insurance Concepts10%
STATE LAW
Minnesota Laws, Rules, and Regulations Common to All Lines27%
Minnesota Laws, Rules, and Regulations Pertinent to Life Only7%

Minnesota Accident and Health Insurance
90 Questions (75 scored, 15 pretest)
Time limit: 2 hours
Passing score: 70%

PERCENTAGE OF EXAM
GENERAL KNOWLEDGE
Field Underwriting Procedures12%
Types of Health Policies18%
Health Policy Provisions, Clauses, and Riders27%
Social Insurance4%
Other Health Insurance Concepts5%
GENERAL KNOWLEDGE
Minnesota Laws, Rules, and Regulations Common to All Lines27%
Minnesota Laws, Rules, and Regulations Pertinent to Health Only7%

Minnesota Life, Accident and Health Insurance
145 Questions (130 scored, 15 pretest)
Time limit: 3 hours
Passing score: 70%

PERCENTAGE OF EXAM
GENERAL KNOWLEDGE
Completing the Application, Underwriting, and Delivering the Policy9%
Types of Life Policies9%
Life Policy Provisions, Clauses, and Riders14%
Taxes, Retirement, and Other Insurance Concepts6%
Field Underwriting Procedures7%
Types of Health Policies15%
Social Insurance2%
Other Health Insurance Concepts3%
STATE LAW
Minnesota Laws, Rules, and Regulations Common to All Lines15%
Minnesota Laws, Rules, and Regulations Pertinent to Life Only4%
Minnesota Laws, Rules, and Regulations Pertinent to Health Only4%

Minnesota Property Insurance
90 Questions (75 scored, 15 pretest)
Time limit: 2 hours
Passing score: 70%

PERCENTAGE OF EXAM
GENERAL KNOWLEDGE
Property Insurance Terms and Related Concepts19%
Policy Provisions and Contract Law14%
Types of Property Policies33%
STATE LAW
Minnesota Laws, Rules and Regulations Common to All Lines27%
Minnesota Laws, Rules and Regulations Pertinent to Property Only7%

Minnesota Casualty Insurance
90 Questions (75 scored, 15 pretest)
Time limit: 2 hours
Passing score: 70%

PERCENTAGE OF EXAM
GENERAL KNOWLEDGE
Insurance Terms and Related Concepts19%
Policy Provisions14%
Types of Policies, Bonds and Related Terms33%
Minnesota Laws, Rules and Regulations Common to All Lines27%
Minnesota Laws, Rules and Regulations Pertinent to Casualty Only7%

Minnesota Property and Casualty Insurance
145 Questions (130 scored, 15 pretest)
Time limit: 3 hours
Passing score: 70%

PERCENTAGE OF EXAM
GENERAL KNOWLEDGE
Insurance Terms and Related Concepts22%
Policy Provisions and Contract Law17%
Types of Property Policies19%
Types of Casualty Policies, Bonds and Related Concepts19%
STATE LAW
Minnesota Laws, Rules, and Regulations Common to All Lines15%
Minnesota Laws, Rules, and Regulations Pertinent to Property Only4%
Minnesota Laws, Rules, and Regulations Pertinent to Casualty Only4%