Minnesota Department of Commerce
Division of Insurance

85 7th Place E, Suite 500
St. Paul, MN 55101-2198
Phone: 651-539-1599
Email: Licensing.Commerce@state.mn.us
Web: mn.gov/commerce

Minnesota Life Insurance
90 Questions (75 scored, 15 pretest)
Time limit: 2 hours
Passing score: 70%

  PERCENTAGE OF EXAM
GENERAL KNOWLEDGE  
Completing the Application, Underwriting, and Delivering the Policy 16%
Types of Life Policies 16%
Life Policy Provisions, Riders, Options and Exclusions 24%
Taxes, Retirement, and Other Insurance Concepts 10%
STATE LAW  
Minnesota Laws, Rules, and Regulations Common to All Lines 27%
Minnesota Laws, Rules, and Regulations Pertinent to Life Only 7%
   

Minnesota Accident and Health Insurance
90 Questions (75 scored, 15 pretest)
Time limit: 2 hours
Passing score: 70%

  PERCENTAGE OF EXAM
GENERAL KNOWLEDGE  
Field Underwriting Procedures 12%
Types of Health Policies 18%
Health Policy Provisions, Clauses, and Riders 27%
Social Insurance 4%
Other Health Insurance Concepts 5%
GENERAL KNOWLEDGE  
Minnesota Laws, Rules, and Regulations Common to All Lines 27%
Minnesota Laws, Rules, and Regulations Pertinent to Health Only 7%
   

Minnesota Life, Accident and Health Insurance
145 Questions (130 scored, 15 pretest)
Time limit: 3 hours
Passing score: 70%

  PERCENTAGE OF EXAM
GENERAL KNOWLEDGE  
Completing the Application, Underwriting, and Delivering the Policy 9%
Types of Life Policies 9%
Life Policy Provisions, Clauses, and Riders 14%
Taxes, Retirement, and Other Insurance Concepts 6%
Field Underwriting Procedures 7%
Types of Health Policies 15%
Social Insurance 2%
Other Health Insurance Concepts 3%
STATE LAW  
Minnesota Laws, Rules, and Regulations Common to All Lines 15%
Minnesota Laws, Rules, and Regulations Pertinent to Life Only 4%
Minnesota Laws, Rules, and Regulations Pertinent to Health Only 4%
   

Minnesota Property Insurance
90 Questions (75 scored, 15 pretest)
Time limit: 2 hours
Passing score: 70%

  PERCENTAGE OF EXAM
GENERAL KNOWLEDGE  
Property Insurance Terms and Related Concepts 19%
Policy Provisions and Contract Law 14%
Types of Property Policies 33%
STATE LAW  
Minnesota Laws, Rules and Regulations Common to All Lines 27%
Minnesota Laws, Rules and Regulations Pertinent to Property Only 7%
   

Minnesota Casualty Insurance
90 Questions (75 scored, 15 pretest)
Time limit: 2 hours
Passing score: 70%

  PERCENTAGE OF EXAM
GENERAL KNOWLEDGE  
Insurance Terms and Related Concepts 19%
Policy Provisions 14%
Types of Policies, Bonds and Related Terms 33%
Minnesota Laws, Rules and Regulations Common to All Lines 27%
Minnesota Laws, Rules and Regulations Pertinent to Casualty Only 7%
   

Minnesota Property and Casualty Insurance
145 Questions (130 scored, 15 pretest)
Time limit: 3 hours
Passing score: 70%

  PERCENTAGE OF EXAM
GENERAL KNOWLEDGE  
Insurance Terms and Related Concepts 22%
Policy Provisions and Contract Law 17%
Types of Property Policies 19%
Types of Casualty Policies, Bonds and Related Concepts 19%
STATE LAW  
Minnesota Laws, Rules, and Regulations Common to All Lines 15%
Minnesota Laws, Rules, and Regulations Pertinent to Property Only 4%
Minnesota Laws, Rules, and Regulations Pertinent to Casualty Only 4%