Michigan

Department of Insurance and Financial Services (DIFS)
PO Box 30220
Lansing, MI 48909-7720
Phone (877) 999-6442
Email difs-licensing@michigan.gov
www.michigan.gov/difs

Michigan Insurance Prelicensing State Requirements

Michigan Life Producer Examination
100 Questions – 2 hours
Passing score: 72%

PERCENTAGE OF EXAM
General Insurance10%
Life Insurance Basics15%
Life Insurance Policies20%
Life Insurance Policy Provisions, Options and Riders20%
Annuities8%
Qualified Plans, and Federal Tax Considerations for Life Insurance and Annuities7%
Insurance Regulation20%

Michigan Accident and Health Producer Examination
100 Questions – 2 hours
Passing score: 75%

PERCENTAGE OF EXAM
General Insurance10%
Health Insurance Basics20%
Individual Health Insurance Policy General Provisions5%
Disability Income and Related Insurance5%
Medical Plans20%
Group Health Insurance20%
Dental Insurance2%
Insurance for Senior Citizens and Special Needs Individuals8%
Federal Tax Considerations for Health Insurance2%
Insurance Regulation8%

Michigan Life, Accident and Health Producer Examination
150 Questions – 150 minutes
Passing Score: 73%

PERCENTAGE OF EXAM
General Insurance7%
Life Insurance Basics7%
Life Insurance Policies10%
Life Insurance Policy Provisions, Options and Riders10%
Annuities5%
Qualified Plans, and Federal Tax Considerations for Life Insurance and Annuities4%
Health Insurance Basics10%
Individual Health Insurance Policy General Provisions3%
Disability Income and Related Insurance3%
Medical Plans10%
Group Health Insurance10%
Dental Insurance1.5%
Insurance for Senior Citizens and Special Needs Individuals5%
Federal Tax Considerations for Health Insurance1.5%
Insurance Regulation13%

Michigan Property Producer Examination
100 Questions – 2 hours
Passing Score: 74%

PERCENTAGE OF EXAM
General Insurance15%
Property Insurance Basics16%
Homeowners Policy17%
Commercial Package Policy (CPP)13%
Businessowners Policy17%
Other Coverages and Options7%
Insurance Regulation15%

Michigan Casualty Producer Examination
100 Questions – 2 hours
Passing Score: 73%

PERCENTAGE OF EXAM
General Insurance15%
Casualty Insurance Basics15%
Homeowners Policy10%
Auto Insurance15%
Commercial Package Policy (CPP)8%
Businessowners Policy10%
Workers Compensation7%
Other Coverages and Options5%
Insurance Regulation15%

Michigan Property and Casualty Producer Examination
150 Questions – 150 minutes
Passing score: 73%

PERCENTAGE OF EXAM
General Insurance13%
Property and Casualty Insurance Basics14%
Homeowners Policy16%
Auto Insurance17%
Commercial Package Policy (CPP)8%
Businessowners Policy10%
Workers Compensation5%
Other Coverages and Options7%
Insurance Regulation10%

Michigan Personal Lines Producer Examination
100 Questions – 120 minutes
Passing score: 78%

PERCENTAGE OF EXAM
General Insurance10%
Property and Casualty Insurance Basics23%
Dwelling Policy6%
Homeowners Policy16%
Auto Insurance22%
Other Coverages and Options3%
Insurance Regulation20%