Department of Insurance and Financial Services (DIFS)
PO Box 30220
Lansing, MI 48909-7720
Phone (877) 999-6442
Email difs-licensing@michigan.gov
www.michigan.gov/difs
Michigan Insurance Prelicensing State Requirements
Michigan Life Producer Examination
100 Questions ““ 2 hours
Passing score: 72%
| PERCENTAGE OF EXAM | |
|---|---|
| General Insurance | 10% |
| Life Insurance Basics | 15% |
| Life Insurance Policies | 20% |
| Life Insurance Policy Provisions, Options and Riders | 20% |
| Annuities | 8% |
| Qualified Plans, and Federal Tax Considerations for Life Insurance and Annuities | 7% |
| Insurance Regulation | 20% |
Michigan Accident and Health Producer Examination
100 Questions ““ 2 hours
Passing score: 75%
| PERCENTAGE OF EXAM | |
|---|---|
| General Insurance | 10% |
| Health Insurance Basics | 20% |
| Individual Health Insurance Policy General Provisions | 5% |
| Disability Income and Related Insurance | 5% |
| Medical Plans | 20% |
| Group Health Insurance | 20% |
| Dental Insurance | 2% |
| Insurance for Senior Citizens and Special Needs Individuals | 8% |
| Federal Tax Considerations for Health Insurance | 2% |
| Insurance Regulation | 8% |
Michigan Life, Accident and Health Producer Examination
150 Questions ““ 150 minutes
Passing Score: 73%
| PERCENTAGE OF EXAM | |
|---|---|
| General Insurance | 7% |
| Life Insurance Basics | 7% |
| Life Insurance Policies | 10% |
| Life Insurance Policy Provisions, Options and Riders | 10% |
| Annuities | 5% |
| Qualified Plans, and Federal Tax Considerations for Life Insurance and Annuities | 4% |
| Health Insurance Basics | 10% |
| Individual Health Insurance Policy General Provisions | 3% |
| Disability Income and Related Insurance | 3% |
| Medical Plans | 10% |
| Group Health Insurance | 10% |
| Dental Insurance | 1.5% |
| Insurance for Senior Citizens and Special Needs Individuals | 5% |
| Federal Tax Considerations for Health Insurance | 1.5% |
| Insurance Regulation | 13% |
Michigan Property Producer Examination
100 Questions ““ 2 hours
Passing Score: 74%
| PERCENTAGE OF EXAM | |
|---|---|
| General Insurance | 15% |
| Property Insurance Basics | 16% |
| Homeowners Policy | 17% |
| Commercial Package Policy (CPP) | 13% |
| Businessowners Policy | 17% |
| Other Coverages and Options | 7% |
| Insurance Regulation | 15% |
Michigan Casualty Producer Examination
100 Questions ““ 2 hours
Passing Score: 73%
| PERCENTAGE OF EXAM | |
|---|---|
| General Insurance | 15% |
| Casualty Insurance Basics | 15% |
| Homeowners Policy | 10% |
| Auto Insurance | 15% |
| Commercial Package Policy (CPP) | 8% |
| Businessowners Policy | 10% |
| Workers Compensation | 7% |
| Other Coverages and Options | 5% |
| Insurance Regulation | 15% |
Michigan Property and Casualty Producer Examination
150 Questions ““ 150 minutes
Passing score: 73%
| PERCENTAGE OF EXAM | |
|---|---|
| General Insurance | 13% |
| Property and Casualty Insurance Basics | 14% |
| Homeowners Policy | 16% |
| Auto Insurance | 17% |
| Commercial Package Policy (CPP) | 8% |
| Businessowners Policy | 10% |
| Workers Compensation | 5% |
| Other Coverages and Options | 7% |
| Insurance Regulation | 10% |
Michigan Personal Lines Producer Examination
100 Questions ““ 120 minutes
Passing score: 78%
| PERCENTAGE OF EXAM | |
|---|---|
| General Insurance | 10% |
| Property and Casualty Insurance Basics | 23% |
| Dwelling Policy | 6% |
| Homeowners Policy | 16% |
| Auto Insurance | 22% |
| Other Coverages and Options | 3% |
| Insurance Regulation | 20% |