Maine

Maine Bureau of Insurance
Licensing Division

34 State House Station
Augusta, ME 04333-0034
Phone (207) 264-8413 or 8441
Website: www.maine.gov/insurance

Maine Life Insurance Examination
90 Total Questions (75 scored, 15 pretest)
Time Limit: 105 minutes
Passing score: 70%

PERCENTAGE OF EXAM
General Knowledge
Completing the Application, Underwriting, and Delivering the Policy16%
Types of Life Policies16%
Life Policy Provisions, Options, and Riders24%
Taxes, Retirement, and Other Insurance Concepts11%
State Law
Maine Statutes, Rules, and Regulations Common to All Lines26%
Maine Laws and Rules Pertinent to Life Only7%

Maine Accident and Health Insurance Examination
103 Total Questions (88 scored, 15 pretest)
Time Limit: 2 hours
Passing score: 70%

PERCENTAGE OF EXAM
General Knowledge
Field Underwriting Procedures10%
Types of Health Policies16%
Health Policy Provisions, Clauses, and Riders23%
Social Insurance3%
Other Insurance Concepts5%
State Law:
Maine Laws and Rules Common to All Lines20%
Maine Laws and Rules Pertinent to Accident & Health Only23%

Maine Life, Accident and Health Insurance Examination
161 Total Questions (136 scored, 25 pretest)
Time Limit: 3.5 hours
Passing score: 70%

PERCENTAGE OF EXAM
General Knowledge
Completing the Application, Underwriting, and Delivering the Policy9%
Types of Life Policies9%
Life Policy Provisions, Clauses, and Riders13%
Taxes, Retirement, and Other Insurance Concepts6%
Field Underwriting Procedures7%
Types of Health Policies10%
Health Policy Provisions, Clauses, and Riders15%
Social Insurance2%
Other Health Insurance Concepts3%
State Law:
Maine Laws and Rules Common to All Lines13%
Maine Laws and Rules Pertinent to Life Only3%
Maine Laws and Rules Pertinent to Accident & Health Only10%

Maine Property Insurance
97 Total Questions (80 scored, 17 pretest)
Time Limit: 2 Hours
Passing Score: 70%

PERCENTAGE OF EXAM
General Knowledge
Property Insurance Terms and Related Concepts18%
Policy Provisions and Contract Law14%
Types of Property Policies31%
State Law:
Maine Laws and Rules Common to Property and Casualty Only35%
Maine Laws and Rules Pertinent to Property Insurance2%

Maine Casualty Insurance Examination
105 Questions (88 scored, 17 pretest)
Time Limit: 2 Hours
Passing Score: 70%

PERCENTAGE OF EXAM
General Knowledge
Casualty Insurance Terms and Related Concepts16%
Casualty Policy Provisions13%
Types of Casualty Policies, Bonds, and Related Terms28%
State Law:
Maine Laws and Rules Common to Property and Casualty Only32%
Maine Laws and Rules Pertinent to Casualty Only11%

Maine Property and Casualty Insurance Examination
167 Questions (140 scored, 27 pretest)
Time Limit: 3.5 Hours Passing Score: 70%

PERCENTAGE OF EXAM
General Knowledge
Insurance Terms and Related Concepts21%
Policy Provisions and Contract Law16%
Types of Property Policies19%
Types of Casualty Policies, Bonds, and Related Terms16%
State Law:
Maine Laws and Rules Common to Property and Casualty Only20%
Maine Laws and Rules Pertinent to Property Insurance1%
Maine Laws and Rules Pertinent to Casualty Insurance1%