Kentucky

Kentucky Department of Insurance

P.O. Box 517
Frankfort, Kentucky 40602-0517
Telephone: (502) 564-6004
Email: DOI.AgentLicensingMail@ky.gov

Kentucky Life Insurance
50 Questions
Time Limit: 60 minutes
Passing score: 70%

PERCENTAGE OF EXAM
Introduction to Life Insurance4%
The Need for Life Insurance4%
Permanent Life Insurance6%
Term Life Insurance and Other Plans4%
Annuities6%
Policy Provisions6%
Riders4%
Premiums4%
Basics Dividends4%
Nonforfeiture and Settlement Options6%
Policy Loans4%
The Application6%
Underwriting6%
Claims2%
Group Life Insurance4%
Business Insurance4%
Retirement Plans4%
Tax Treatment of Life Insurance4%
Life Insurance Companies4%
Legal and Professional Aspects4%
Government Programs4%
Kentucky Insurance Laws and Regulations6%

Kentucky Health Insurance
50 Questions
Time Limit: 60 minutes
Passing score: 70%

PERCENTAGE OF EXAM
Types of Health Insurance Policies8%
Disability Income Insurance8%
Medical Expense Insurance8%
Health Insurance Providers8%
Common Provisions and Features8%
Required Uniform Policy Provisions8%
Optional Uniform Policy Provisions6%
The Application and Underwriting8%
Group Health Insurance8%
Special Types of Health Policies6%
Social Health Insurance6%
Health Insurance and Taxation8%
Kentucky Laws and Regulations for All Lines3%
Kentucky Laws and Regulations for Life and Health3%
Kentucky Laws and Regulations for Health Only2%

Kentucky Property Insurance
50 Questions
Time Limit: 60 minutes
Passing score: 70%

PERCENTAGE OF EXAM
Principles of Insurance6%
The Insurance Contract, Insurance Company Organization and Regulation, and Insurance Transaction14%
Introduction to Property Insurance8%
Dwelling and Homeowners Insurance14%
Personal Auto Insurance6%
Miscellaneous Personal Insurance8%
Commercial Package Policy, Businessowners, and Commercial Property Insurance18%
Ocean and Inland Marine Insurance4%
Commercial Crime Insurance6%
Miscellaneous Commercial Insurance8%
Kentucky Law8%

Kentucky Casualty Insurance
50 Questions
Time Limit: 60 minutes
Passing score: 70%

PERCENTAGE OF EXAM
Principles of Insurance8%
The Insurance Contract, Insurance Company Organization and Regulation, and Insurance Transaction18%
Introduction to Liability Insurance8%
Homeowners and Miscellaneous Personal Insurance8%
Personal Auto Insurance10%
Commercial Package Policy, Businessowners, Commercial General Liability Insurance, and Commercial Crime Insurance18%
Commercial Auto Insurance14%
Workers Compensation10%
Miscellaneous Commercial Insurance6%
Kentucky Law10%