Hawaii

Hawaii Department of Commerce and Consumer Affairs
Insurance Division

335 Merchant Street, Room 213
Honolulu, HI 96813
Phone: (808) 586-2788
Email: Inslic@dcca.hawaii.gov
Website: www.hawaii.gov/dcca/ins

Hawaii Insurance Prelicensing Requirements

Hawaii Life Insurance Examination
96 Questions (80 scored, 16 pretest)
Time limit: 120 minutes
Passing score: 70%

PERCENTAGE OF EXAM
GENERAL KNOWLEDGE:
Completing the Application, Underwriting, and Delivering the Policy15%
Types of Life Policies15%
Policy Riders, Provisions, Options, and Exclusions23%
Taxes, Retirement and Other Insurance Concepts10%
STATE LAW:
Hawaii Rules Common to All Lines25%
Hawaii Rules and Regulations Pertinent to Life Insurance Only12%

Hawaii Accident & Health Insurance Examination
95 Questions (80 scored, 15 pretest)
Time limit: 120 minutes
Passing score: 70%

PERCENTAGE OF EXAM
GENERAL KNOWLEDGE:
Field Underwriting Procedures11%
Types of Health Policies18%
Health Policy Provisions, Clauses and Riders25%
Social Insurance4%
Other Health Insurance Concepts5%
STATE LAW:
Hawaii Laws and Rules Common to All Lines25%
Hawaii Laws and Rules for Accident & Health Only12%

Hawaii Property Insurance Examination
93 Questions (78 scored, 15 pretest)
Time limit: 120 minutes
Passing score: 70%

PERCENTAGE OF EXAM
GENERAL KNOWLEDGE:
Insurance Terms and Related Concepts18%
Types of Property Policies32%
Policy Provisions and Contract Law14%
STATE LAW:
Hawaii Laws and Rules Common to All Lines Insurance26%
Hawaii Laws and Rules for P&C Insurance4%
Hawaii Laws and Rules Pertinent to Property Only6%

Hawaii Casualty Insurance Examination
103 Questions (86 scored, 17 pretest)
Time limit: 135 minutes
Passing score: 70%

PERCENT OF EXAM
GENERAL KNOWLEDGE:
Insurance Terms and Related Concepts17%
Types of Casualty Policies, Bonds, and Related Terms29%
Casualty Policy Provisions13%
STATE LAW:
Hawaii Laws and Rules Common to All Lines23%
Hawaii Laws and Rules for P&C Only2%
Hawaii Laws and Rules Pertinent to Casualty Only16%