Hawaii Department of Commerce and Consumer Affairs
Insurance Division

335 Merchant Street, Room 213
Honolulu, HI 96813
Phone: (808) 586-2788
Email: Inslic@dcca.hawaii.gov
Website: www.hawaii.gov/dcca/ins

Hawaii Insurance Prelicensing Requirements

Hawaii Life Insurance Examination
96 Questions (80 scored, 16 pretest)
Time limit: 120 minutes
Passing score: 70%

  PERCENTAGE OF EXAM
GENERAL KNOWLEDGE:  
Completing the Application, Underwriting, and Delivering the Policy 15%
Types of Life Policies 15%
Policy Riders, Provisions, Options, and Exclusions 23%
Taxes, Retirement and Other Insurance Concepts 10%
STATE LAW:  
Hawaii Rules Common to All Lines 25%
Hawaii Rules and Regulations Pertinent to Life Insurance Only 12%
   

Hawaii Accident & Health Insurance Examination
95 Questions (80 scored, 15 pretest)
Time limit: 120 minutes
Passing score: 70%

  PERCENTAGE OF EXAM
GENERAL KNOWLEDGE:  
Field Underwriting Procedures 11%
Types of Health Policies 18%
Health Policy Provisions, Clauses and Riders 25%
Social Insurance 4%
Other Health Insurance Concepts 5%
STATE LAW:  
Hawaii Laws and Rules Common to All Lines 25%
Hawaii Laws and Rules for Accident & Health Only 12%
   

Hawaii Property Insurance Examination
93 Questions (78 scored, 15 pretest)
Time limit: 120 minutes
Passing score: 70%

  PERCENTAGE OF EXAM
GENERAL KNOWLEDGE:  
Insurance Terms and Related Concepts 18%
Types of Property Policies 32%
Policy Provisions and Contract Law 14%
STATE LAW:  
Hawaii Laws and Rules Common to All Lines Insurance 26%
Hawaii Laws and Rules for P&C Insurance 4%
Hawaii Laws and Rules Pertinent to Property Only 6%
   

Hawaii Casualty Insurance Examination
103 Questions (86 scored, 17 pretest)
Time limit: 135 minutes
Passing score: 70%

  PERCENT OF EXAM
GENERAL KNOWLEDGE:  
Insurance Terms and Related Concepts 17%
Types of Casualty Policies, Bonds, and Related Terms 29%
Casualty Policy Provisions 13%
STATE LAW:  
Hawaii Laws and Rules Common to All Lines 23%
Hawaii Laws and Rules for P&C Only 2%
Hawaii Laws and Rules Pertinent to Casualty Only 16%