Florida Department of Financial Services
Bureau of Licensing
200 East Gaines Street
Tallahassee, Florida 32399-0319
Phone: (850) 413-3137
Website: www.MyFloridaCFO.com/division/agents
Florida Agent’s Life (including Annuities & Variable Contracts) Insurance Examination
100 Total Questions (85 scored, 15 pretest)
Time Limit: 120 minutes
Passing score: 70%
| PERCENTAGE OF EXAM | |
|---|---|
| GENERAL INSURANCE: | |
| Completing the Application, Underwriting, and Delivering the Policy | 14% |
| Types of Life Policies | 14% |
| Life Policy Provisions, Riders and Options | 21% |
| Taxes, Retirement, and Other Insurance Concepts | 9% |
| STATE LAW: | |
| Florida Statutes, Rules, and Regulations Common to All Lines | 24% |
| Florida Statutes, Rules, and Regulations Pertinent to Life and Annuity Insurance, Including Variable Products | 18% |
| Florida Statutes, Rules, and Regulations Pertinent to Life and Annuity Insurance, Including Variable Products | 18% |
Florida Health Insurance Examination
100 Total Questions (85 scored, 15 pretest)
Time Limit: 120 minutes
Passing score: 70%
| PERCENTAGE OF EXAM | |
|---|---|
| GENERAL KNOWLEDGE: | |
| Field Underwriting Procedures | 11% |
| Types of Health Policies | 16% |
| Health Policy Provisions, Clauses, and Riders | 23% |
| Social Insurance | 4% |
| Other Health Insurance Concepts | 5% |
| STATE LAW: | 23% |
| Florida Statutes, Rules, and Regulations Common to All Lines | 23% |
| Florida Statutes, Rules, and Regulations Pertinent to Health Insurance | 18% |
Florida Agent’s Health & Life (including Annuities & Variable Contracts) Insurance Examination
165 Total Questions (150 scored, 15 pretest)
Time Limit: 175 minutes
Passing score: 70%
| PERCENTAGE OF EXAM | |
|---|---|
| GENERAL KNOWLEDGE: | |
| Completing the Application, Underwriting, and Delivering the Life Policy | 8% |
| Types of Life Policies | 8% |
| Life Policy Riders, Provisions, Options, and Exclusions | 12% |
| Taxes, Retirement, and Other Insurance Concepts | 5% |
| Field Underwriting Procedures | 6% |
| Types of Health Policies | 9% |
| Health Policy Provisions, Clauses, and Riders | 14% |
| Social Insurance | 2% |
| Other Health Insurance Concepts | 3% |
| STATE LAW: | |
| Florida Statutes, Rules, and Regulations Common to All Lines | 13% |
| Florida Statutes, Rules, and Regulations Pertinent to Life and Annuity Insurance, Including Variable Products | 10% |
| Florida Statutes, Rules, and Regulations Pertinent to Health Insurance | 10% |
Florida General Lines Insurance Examination
175 Total Questions (160 scored, 15 pretest)
Time Limit: 2 Hours 45 Minutes
Passing score: 70%
| PERCENTAGE OF EXAM | |
|---|---|
| GENERAL KNOWLEDGE: | |
| Insurance Terms and Related Concepts | 18% |
| Provisions and Contract Law | 14% |
| Types of Property Policies | 16% |
| Types of Casualty Policies, Bonds, and Related Terms | 16% |
| STATE LAW: | |
| Florida Statutes, Rules, and Regulations Common to All Lines | 15% |
| Florida Statutes, Rules, and Regulations Pertinent to General Lines Insurance | 15% |
| Florida Statutes, Rules, and Regulations Pertinent to Health Insurance | 6% |
Please know that the Florida Statutes require candidates applying for a General Lines agent license to complete 200 hours of coursework in property, casualty, surety, health, and marine insurance, including 3 hours of ethics education. Completing this course and obtaining a certificate of completion satisfies that requirement.
Florida Personal Lines Examination
110 Total Questions (100 scored; 10 pretest)
Time Limit: 120 minutes
Passing score: 70%
| PERCENTAGE OF EXAM | |
|---|---|
| GENERAL KNOWLEDGE: | |
| Insurance Terms and Related Concepts | 28% |
| Policy Provisions and Contract Law | 24% |
| Types of Property Policies | 10% |
| Types of Casualty Policies | 13% |
| STATE LAW: | |
| Florida Statutes, Rules, and Regulations Common to All Lines | 15% |
| Florida Statutes, Rules, and Regulations Pertinent to Personal Lines Insurance | 10% |