Enter the world of Health insurance. Sometimes on your exam it will be called disability insurance or coverage. You will need to know the concepts and terminology to pass your exam.
In most states, you will need 70% to pass your exam. That’s basically a “C-“. Don’t take it lightly, the exam makes good use of a thesaurus and also double negatives in their questions which makes it a bit tricky. So sometimes what you have studied and what you see on your exam are quite different. That’s where my materials will help you out. My questions are similar in degree of difficulty and the terminology is similar to what you will see.
Each state may have a variance in how many questions will be applied to each section. Here are the topics to be familiar with:
Insurance rules and regulations
Types of Insurers
Types of Licenses
Insurance Terms and Definitions
Health insurance policies and provisions
Basic Medical
Major Medical
Comprehensive Major Medical
Limited Health Plans
Health Maintenance Organizations
Preferred Provider Organizations
Exclusive Provider Organizations
Senior Health Plans
Social Security Benefits
Long Term Care
Government Health Plans/Medicaid
Disability Income
Franchise Health Plans
Blanket Insurance
Multiple Employer Trust
Multiple Employer Welfare Arrangements
Insurance Guaranty Association
Patient Protection Affordable Care Act (PPACA)
Pre-Existing Conditions Plan (PCIP)
Access to Infants and Mothers (AIM)
Healthy Families Program
Medical Loss Ratio (MLR)
Pregnancy Discrimination Act (PDA)
Americans with Disabilities Act (ADA)
Family Medical Leave Act (FMLA)
Consolidated Omnibus Reconciliation Act (COBRA)
Omnibus Budget Reconciliation Act (OBRA)