Accident and Health Exam Curriculum

Enter the world of Health insurance.  Sometimes on your exam it will be called disability insurance or coverage.  You will need to know the concepts and terminology to pass your exam.

In most states, you will need 70% to pass your exam.  That’s basically a “C-“.  Don’t take it lightly, the exam makes good use of a thesaurus and also double negatives in their questions which makes it a bit tricky.  So sometimes what you have studied and what you see on your exam are quite different.  That’s where my materials will help you out.  My questions are similar in degree of difficulty and the terminology is similar to what you will see.

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Each state may have a variance in how many questions will be applied to each section.  Here are the topics to be familiar with:

Insurance rules and regulations

Types of Insurers

Types of Licenses

Insurance Terms and Definitions

Health insurance policies and provisions

Basic Medical

Major Medical

Comprehensive Major Medical

Limited Health Plans

Health Maintenance Organizations

Preferred Provider Organizations

Exclusive Provider Organizations

Senior Health Plans

Social Security Benefits

Long Term Care

Government Health Plans/Medicaid

Disability Income

Franchise Health Plans

Blanket Insurance

Multiple Employer Trust

Multiple Employer Welfare Arrangements

Insurance Guaranty Association

Patient Protection Affordable Care Act (PPACA)

Pre-Existing Conditions Plan (PCIP)

Access to Infants and Mothers (AIM)

Healthy Families Program

Medical Loss Ratio (MLR)

Pregnancy Discrimination Act (PDA)

Americans with Disabilities Act (ADA)

Family Medical Leave Act (FMLA)

Consolidated Omnibus Reconciliation Act (COBRA)

Omnibus Budget Reconciliation Act (OBRA)

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